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What Are Hurricane Deductibles?

Maghan SocialAugust 13, 2020Homeowners Insurance

New Jersey has had more than its fair share of storms in recent years.

Handy Home Maintenance Checklist for the Spring

Maghan SocialFebruary 10, 2020Homeowners Insurance

Spring is a big month for home maintenance. They don’t call it “Spring Cleaning” for nothing. Especially focus on the … Read More

Handy Home Maintenance Checklist for the Winter

Maghan SocialJanuary 8, 2020Homeowners Insurance

Winter is the time to go around the interior of your home and check for any little things you may … Read More

Securing Your Home For The Holidays

Maghan SocialNovember 13, 2019Homeowners Insurance

It’s easy to get swept up in all of the decorations, shopping, parties, and fun coming up with the holiday … Read More

Handy Home Maintenance Checklist for the Fall

Maghan SocialSeptember 5, 2019Homeowners Insurance

Fall is the perfect “in-between” season — you’re wrapping up summer projects while getting your home ready for colder weather. … Read More

Homeowners Insurance: What’s the difference between HO-3 and HO-5?

Maghan SocialAugust 28, 2019Homeowners Insurance

Modern neighborhood showcasing the type of homes protected under HO-3 and HO-5 homeowners insurance policies.

Not all homeowners insurance is created equal—especially when it comes to understanding the key types: HO-3 and HO-5. These two … Read More

Handy Home Maintenance Checklist for the Summer

Maghan SocialJuly 5, 2019Homeowners Insurance

Handy Home Maintenance Checklist for the Summer

Summer is a great time to focus on the exterior of your home, as well as your lawn and garden. … Read More

What Is Renters Insurance And Why Do I Need It?

Maghan SocialJune 18, 2019Homeowners Insurance

You signed the lease and you’re ready to move in, right? Not yet!

Any Dog Can Bite – A Homeowners Guide to Dog Bite Prevention

Maghan SocialApril 25, 2019Homeowners Insurance

According to the American Veterinary Medical Association (AVMA), as of 2018, there were more than 78 million dogs in the … Read More

Top Property Damage Risks for Homeowners — Fall 2025 Update

Maghan SocialAugust 5, 2018Homeowners Insurance

Flooded living room illustrating severe water-related property damage in a New Jersey home.

Homeowners in New Jersey and Pennsylvania are facing more unpredictable and costly risks than ever before. Whether it’s high winds … Read More

What is a homeowners insurance policy and why do I need it?

Maghan SocialJuly 11, 2018Homeowners Insurance

what is homeowners insurance and why do I need it

When it comes to purchasing homeowners insurance in NJ to protect your home and family, it’s helpful to know exactly … Read More

Grilling Safety Tips for Summer BBQs

Maghan SocialJune 18, 2018Homeowners Insurance

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Millions of Americans look forward to backyard barbecues every summer, but accidents can happen—even to the most experienced grill masters. … Read More

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About Us

Getting insurance can be confusing, complex, and frustrating. We believe it shouldn't be.

For over 84 years, we've been helping customers just like you save time, money, and get peace of mind with personalized insurance policies that are just right for them.

Contact Us

732 Newman Springs Road, Suite 200,
Lincroft, NJ 07738

P: (732) 566-0003 • F: (732) 290-0663

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  • Home
  • Policies
    • Auto Insurance
    • Business Insurance
    • Commercial Auto Insurance
    • Homeowners Insurance
    • Umbrella Insurance
    • Workers’ Compensation Insurance
  • Meet The Team
    • Ross W. Maghan III
    • Mara Pellish-Maghan
    • Ross Maghan, Jr
    • Alicia Caggiano
    • Carter Flohs
    • Frank Zahn
    • Laura Ralph
    • Lisa Lewandowski
    • Mike Daneman
    • Robin Bricks
    • Tara DeSantis
    • Willisa Houlihan
  • Learning Center
    • Maghan Insurance Blog
    • Let Me Be Frank Blog
    • Glossary of Insurance Terms
    • Hurricane and Disaster Preparation
    • Data Privacy Day
    • Videos
  • Contact