When employees are injured on the job, you are responsible for paying for their injuries and lost work time.
Sometimes referred to as workman’s comp insurance, workers compensation coverage is a type of insurance coverage that helps cover medical costs, rehabilitation costs, and lost wages for employees who are injured or become ill while performing duties related to their jobs.
While there are many benefits of this type of coverage for employees, there are also many benefits to employers as well. The most notable is the fact that it works to reduce lawsuits in the event that employees are injured on the job and unable to work for an extended period of time.
The Ross Maghan Agency can help you manage your workers compensation costs through a number of means. Please fill out the contact form to the right and we can begin helping you take control of your costs and your risks.
Did You Know?
Repeated workplace injuries can drive your workers compensation rates up by 20% or more? If you are dealing with a workers compensation injury problem that is driving up your insurance expense, we can help you reduce your costs by helping you put policies in place that will help prevent injuries before they happen, and bring down the claim multiplier that is raising your costs.