Church Van And Bus Insurance

Ross MaghanCommercial Auto InsuranceLeave a Comment

Church Van & Bus Insurance

Often churches and religious institutions have different modes of transportation such as a church bus or van. If your vehicle(s) carry or transport members, staff, students, volunteers etc., you face a high potential for loss and injury, and you will want the correct auto insurance. Your carrier will want to know if the vehicles are used for the transport of … Read More

All You Need Is Love…and Protection

Ross MaghanHomeowners InsuranceLeave a Comment

All You Need is Love and Protection

If you’re planning to surprise your significant other with an engagement ring or other fine jewelry as part of your Valentine’s Day celebration, consider giving yourself the gift of ‘peace of mind’. Most personal property can be covered under your standard homeowners or renters’ policy. But your standard coverage may only cover a portion of the ring or fine jewelry’s … Read More

Stranger Things (Probably) Covered By Your Homeowners Insurance

Ross MaghanHomeowners InsuranceLeave a Comment

As Halloween approaches and hurricane season peaks, a new national consumer survey commissioned by Trusted Choice and the Independent Insurance Agents & Brokers of America (the Big “I”), reveals that many homeowners lack adequate insurance coverage and do not fully understand their homeowners policies. To make matters worst, at least 28 percent of homeowners polled do not have enough savings to … Read More

7 BS Myths About Business Insurance Everyone Thinks Are True

Ross MaghanUncategorizedLeave a Comment

A lot of business owners are put off buying business insurance for many reasons. A lot of these center around myths about business insurance. We have organized five myths about business insurance that are regularly asked by business owners. Myth 1: My business is incorporated and the corporate format protects me from liability. While an LLC or corporation puts a … Read More

Seven Untrue Things About Auto Insurance Exposed

Ross MaghanAuto InsuranceLeave a Comment

Auto Insurance

Myth 1: Buying from a Dedicated Agent is Best It’s easy to think that buying from an agent or rep who works directly for an insurance carrier is the best way to get a low rate, considering the amount of advertising they do. But in reality, the more insurance carriers that you can get a quote from, the more likely … Read More

What is homeowners insurance and why do I need it?

Ross MaghanHomeowners InsuranceLeave a Comment

When it comes to purchasing homeowners insurance in NJ to protect your home and family, it’s helpful to know exactly a homeowners insurance policy is, what’s covered, what’s excluded, and whether you really need it. What is homeowners insurance? Homeowners insurance is defined as a form of property insurance designed to protect an individual’s home against damages to the house … Read More

How To Protect Your Home During Summer Travel

Ross MaghanUncategorizedLeave a Comment

Summer is a prime time for break-ins. In fact, July and August are the worst months for burglaries, according to the Insurance Information Institute. So before hitting the road, here are some suggestions to help keep you safe while you’re gone. Set your home security system before leaving. If you don’t have a system, consider investing in one. In addition … Read More

Red, White, and Boom – 4th of July Safety Tips For Homeowners

Ross MaghanUncategorizedLeave a Comment

Family. Friends. Barbecues. Fireworks. Oh, and a four-day weekend. That’s what we’re looking forward to this 4th of July. The celebration of our nation’s independence gives us the opportunity to reflect but also enjoy good food, splashing at the pool or beach, and explosive, colorful fireworks to wind down the day. Whether you plan to celebrate in your backyard, at … Read More

Homeowners, Inspect Your Deck to Avoid A Wreck

Ross MaghanUncategorizedLeave a Comment

As we get closer to the 4th of July weekend and deeper into the summer, many homeowners are planning to invite their friends and family over to grill and relax on an outdoor deck. But when is the last time that you inspected your deck? How long ago was it installed? According to the North American Deck and Railing Association, … Read More