Why is the flood insurance quote for the house I’m buying so much more than the current owner pays?

You might find that when you are looking for flood insurance quotes for a potential purchase that your quote is much more than the current owners of that home. 

Many homes that purchased flood insurance through the National Flood Insurance Program years ago, may have bought before a rate increase in that area, which means, they have a grandfathered policy. 

If the current owner does have a grandfathered NFIP policy, we can actually transfer that policy from the seller to you, as of your closing date. 

It’s a simple process of one form being signed by the seller, you and your mortgage processor. 

Once completed, you are the proud owner of a new flood insurance policy with a grandfathered rate! 

Flood insurance can be tricky if you don’t work with the right people. 

Get the right coverage in 3 easy steps

Getting the right insurance coverage doesn’t have to be complicated or stressful. I’m here to  help you save time, save money, and have peace of mind. 

Step 1 – Submit your information via the form below
Step 2 – I’ll do the research and send you a personalized quote
Step 3 – Sign the paperwork and pay your premium 

I know how overwhelming getting the right insurance plan can be when there’s so much information to sort through. Don’t waste another second finding insurance on your own.